Virtual Cards

Issue Any Card. Instantly. At Scale.

Visa & Mastercard virtual cards issued via API in milliseconds. Programmatic spend controls, multi-purpose card types, and real-time monitoring — in one platform.

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Millisecond Issuance

Cards are issued in <200ms via API. No manual approval, no delays.

Programmatic Controls

Set spend limits, MCC categories, geography restrictions, and expiry — all via API.

Global Acceptance

Accepted everywhere Visa and Mastercard are — online merchants and international.

Instant Freeze & Terminate

Freeze, unfreeze, or permanently terminate any card with a single API call.

Product Screenshots

A Dashboard Built for Control

Real-time visibility into every card, every transaction, and every policy — from a single unified interface.

Dashboard Overview

Card Issuance

Spend Analytics

Transaction Management

Card Types

A Card for Every Use Case

Purpose-built virtual card programs that match your exact business workflow.

Advertising Cards

Dedicated cards for Meta, Google, TikTok, and other ad platforms with per-platform limits.

Purchase Cards

Single-use or multi-use cards for vendors and one-off transactions. Minimize exposure.

Google Pay Cards

Provision virtual cards to Google Pay for seamless contactless payment experiences.

Subscription Cards

Fixed-limit recurring cards for SaaS subscriptions that reset automatically each month.

Team Expense Cards

Issue individual cards per employee or department with centralized per-card policies.

Compliance Cards

Restricted-use cards with MCC blocking, geography controls, and automated receipt collection.

API Integration

Embed Card Issuance Into Any Product

Our card issuance API is designed to be embedded directly into your existing product flow. No redirects, no third-party UI — pure API primitives your team can build on.

Pure REST API — no SDK needed
JSON request/response with idempotency keys
Webhook events for every card lifecycle step
Full card management: create, freeze, update, terminate
3D Secure support
PAN and CVV access via secure endpoint

Read the full API docs

POST /v1/cards200 OK

// Request
{
  "type": "virtual",
  "network": "visa",
  "currency": "USD",
  "cardholder": {
    "name": "Alex Johnson",
    "email": "alex@company.com"
  },
  "spend_controls": {
    "spend_limit": 50000,
    "interval": "monthly",
    "allowed_mcc": ["5734", "7372"],
    "blocked_countries": ["RU", "KP"]
  }
}

// Response
{
  "id": "card_01J8K9XYZ",
  "status": "active",
  "last4": "4242",
  "expiry": "12/2027",
  "network": "visa",
  "created_at": "2024-11-15T10:22:33Z"
}

Client Portal

Manage Every Card from One Dashboard

Beyond the API, every NEXPOINTSOLUTION Virtual Cards account includes access to the ClvrPay Virtual Cards portal — a full-featured dashboard to issue, monitor, freeze, and manage cards without writing a single line of code.

Issue and manage cards via dashboard
Real-time transaction feed and controls
Download statements and reconciliation reports
Manage team permissions and card policies

portal.clvrpay.com/cards

Total Active Cards284

This Month Spend$42,180

Pending Approvals3

FAQ

Virtual Cards — Frequently Asked Questions

Virtual cards are issued in under 200 milliseconds via our REST API. There's no manual review process — the card is live immediately upon API response.

Ready to Issue Your First Virtual Card?

Get API access and issue your first virtual card in under 5 minutes. Our sandbox environment is free and ready for testing.

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